Over the last two years, the IFoA has been sponsoring research at Heriot-Watt University to investigate pensions products based on collective risk-sharing. The main objective has been to investigate how well these products can pay a stable, lifelong income to all members, using guarantees and risk management to supplement the collective risk-sharing, where appropriate. In this webinar, join principal researcher Professor Catherine Donnelly for an overview of findings from the programme, including: insights on pooled annuity funds implications of the Royal Mail-style collective defined contribution pension how to maximise benefits and manage risks in such products considerations for scheme design.