In this session the speakers will provide an overview of the L&H capital solutions across EMEA and Asian markets. They will give insight on how client needs are evolving post risk based capital implementations and how reinsurance can be leveraged to address these needs. Sandra Moringa – Head L&H Structured Solutions EMEA, Sandra Moringa is Head of Life and Health Structured Solutions in EMEA for Swiss Re. She started at Swiss Re in 2012 working in London as pricing actuary in Life and Health traditional reinsurance for the UK. She then moved to Zürich the L&H structuring team, where she has successfully executed innovative capital optimization solutions for European clients. She is now leading the team creating and executing tailor made capital solutions. She has studied Management and Actuarial Science in the University of Lausanne in Switzerland. Sandra is a Swiss qualified actuary and is the President of the Continuous Development Program committee of the Swiss Actuarial Association. Richard Whiteoak - Senior Structurer & Transaction Manager, Richard Whiteoak leads the Swiss Re Life and Health Structured Solutions team for South-East Asia, Hong Kong, Taiwan and India. Richard has over 14 years of actuarial experience specializing in valuation, financial reinsurance and IFRS 17. He has worked with clients to solve a range of business problems such as capital optimization, management of new business strain and IFRS 17 implementation. He is a fellow under the Institute and Faculty of Actuaries. Chair: Ranjan Pant