About this working party
This Working Party examined the emergence of e-cigarettes and their impact on insured lives. The impact was assessed based on the latest medical research and statistics, mortality and morbidity risk and the identification of any emerging trends.
Key objective:
• To assess the impact of e-cigarettes on the insurance industry (with a focus on Life / CI / impaired annuity products). We considered data (pricing), underwriting and claims issues.
Chair: Niel Daniels
Established: 2016 - 2020