Electronic Health Records could have an enormous impact on the future of life and health insurance. They are also a current hot topic in the news, with access to this data and the developments around it driving ever-increasing interest. This presentation from the IFoA's Electronic Health Records (EHR) Working Party aims to give a UK Insurance-focused overview of the current situation and recent innovative developments. No prior knowledge is required as we will start from the ground up, with a review of General Practitioner data and work up to insurance access for underwriting and claims management. We also introduce SNOMED Clinical Terms and look at what the future may hold. The speakers are a mix of Underwriters, Actuaries, Claims Managers and Academic Researchers with broad experience of and a keen interest in applying this rich data source to Insurance. Chair: Niall Fennelly, Associate Director Data Science & Actuary UnitedHealth Group Speakers: Philip Darke, Consulting Actuary at Mercer and PhD researcher at the Centre for Doctoral Training in Cloud Computing for Big Data, Newcastle University Gill Salton, Underwriting & Claims Development Manager SCOR Lloyd Williams, Underwriting Development Manager Munich Re Richard Bridge, Technology Operations Manager AIG Life