Everything has changed in the last 15 years. Growth has stalled. Earnings have barely risen. Interest rates have remained at their lowest levels in history. We now face the highest inflation in 40 years. Yet pension policy was effectively set by the Turner commission which reported pre financial crisis. The welfare state and the NHS remain essentially unreformed. Paul will look at the challenges ahead and the degree to which current policy is sustainable, and will ask whether we need to think again about how we support pensions, savings, and the wider welfare state.

Speaker: Paul Johnson

Chair: Matt Saker, incoming President IFoA (2022/23)